Show Summary:
In this episode, we’re joined by John Zakel, Jr., founder of Smooth 401k, to explore how business owners can turn their 401(k) plans into a strategic advantage—not just a benefit expense.
John breaks down why many small and mid-sized businesses overpay for their 401(k) plans and what owners can do to fix it. He explains how the right plan design can support business growth, improve employee retention, and create meaningful tax savings for both employers and their teams.
The conversation also covers the rise of pooled and tech-enabled 401(k) platforms, how recent changes under SECURE 2.0 unlock overlooked tax credits, and why employee education is the key to building a stronger financial culture inside your organization.
If you’re a business owner looking to reduce costs, attract and retain great people, and use your retirement plan more intentionally, this episode offers practical insights you won’t want to miss.
Biography:
John Zakel Jr. is the founder of Smooth 401k, a retirement plan advisory firm serving small and mid-sized businesses nationwide. Managing over $1B in plan assets for 180+ employers, he and his team simplify 401(k) management with fiduciary oversight, smart technology, and transparent pricing. A recognized industry voice, John is dedicated to helping entrepreneurs and their employees build wealth through better plan design and education.
Corporate Partner:
Sums Plus Solutions – https://sumsplussolutions.com/
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